Skip Ribbon Commands
Skip to main content
Now offering a professional liability insurance policy exclusively for professionals engaged in ADR services with exceptionally low premiums - starting at $250!

As the use of ADR processes has grown, claims against ADR professionals have increased as well. In response MLM Risk Retention Group, Inc. (MLM RRG) has introduced a liability insurance policy designed and rated exclusively for dispute resolution professionals providing mediation, arbitration, or related ADR services.

Who Is Covered?

The ADR Policy covers services performed in the capacity of an ADR professional, including, but not limited to: Mediators, Special Masters, Arbitrators, Neutral Case Evaluators, Conciliators, Hearing Officers, Facilitators, Fact Finders and Judges Pro Tempore. The ADR insurance policy is not designed for attorneys who provide ADR services and continue to practice law in some capacity (not 100% ADR).

Policy Highlights*

MLM RRG's ADR professional liability insurance policy covers liability for damages arising from the rendering of or failure to render ADR services. Coverage includes:

  • Premiums as low as $250
  • Deductibles starting at $1000 with a range of limits
  • Coverage for both individuals as well as multi-person practices
  • Discounted rates for part-time ADR professionals
  • First Dollar Defense - a loss only deductible can produce a substantial savings for firms facing nuisance type claims
  • Complimentary risk management education - a $195 value per insured
  • Available in Colorado, Connecticut, District of Columbia, Illinois, Iowa, Maryland, Minnesota, Nebraska, North Dakota, Pennsylvania, Tennessee, Virginia, and Wisconsin!

*Disclaimer: Availability of described coverages may be limited by state or other applicable laws by MLM Risk Retention Group, Inc.

Underwritten by MLM Risk Retention Group, Inc.

ADR policies are written through MLM Risk Retention Group, Inc. MLMRRG is a mutual insurance company owned by its policyholders, and managed and administered by Minnesota Lawyers Mutual Insurance Company (MLM), a company that has demonstrated its understanding of the unique risks that small practices face for over 35 years. Backed by MLM's longstanding financial strength and stability, MLM RRG provides an alternative way to insure professional liability exposures.

How to Apply

Complete the ADR application (fillable PDF found below) and submit the completed application by:

  • Mail: MLM Risk Retention Group, Inc., 333 South Seventh St, Suite 2200, Minneapolis, MN 55402
  • Email:
  • Fax: 800.305.1510

QUESTIONS: Contact Chris Siebenaler at or 612-373-9641

Frequently Asked Questions

Why Should I Purchase Professional Liability Insurance?

ADR professionals face the risk of professional liability claims based on multiple factors, including conflict of interest, misrepresentation, and negligent advice. When confronted with the threat of a potential claim, many have some level of immunity, however, not all jurisdictions grant full immunity for ADR services. Even if ADR professionals avoid liability, they may incur significant defense costs and should make sure they have appropriate professional coverage to protect their assets.

Should I apply for an ADR policy if the majority of my practice is ADR, but I also provide legal representation to a few clients?

If your practice is less than 100% ADR services, you should apply for coverage through our lawyers' professional liability insurance application process. MLM's lawyers' professional liability policy provides the necessary coverage and applies premium credits for the ADR segment of the practice. Attorneys who have lawyers' professional liability insurance, and practice less than 100% ADR services, should review their insurance to verify coverage for their ADR services.